REVISED TO INCLUDE NEW CHIPRA FORM AND STATE PARTICIPATION (effective 3-13-2012)

All employers who offer health benefits to employees must ensure compliance with policy and notice requirements under benefit plan compliance laws. Applicable laws include the Health Insurance Portability and Accountability Act (HIPAA), the Consolidated Omnibus Budget Reconciliation Act (COBRA), the Childrens’ Health Insurance Program Reauthorization Act (CHIPRA), and the new health care reform bill, the Patient Protection and Affordable Care Act (PPACA).

Failure to implement required policies, procedures, and notices as mandated by these laws can result in penalties up to $25,000.

►HIPAA privacy, security, and discrimination regulations require employee health plans to comply with various notice and policy requirements relating to personal health information, equal access to health insurance benefits, and portability of health coverage.

►CHIPRA regulations require employers in 38* states to provide a written notice to employees regarding the availability of insurance premium assistance for individuals with dependent children. (*The states that do not participate in CHIPRA are AR, CA, CT, DE, HI, IL, MD, MI, MS, NM, OH, and TN. DC and PR also don't participate.)

►COBRA notice requirements intend to ensure that employee health plan participants understand their rights and obligations relating to continuation of health insurance coverage after a qualifying event occurs (e.g. termination of employment).

►The health care reform bill includes numerous provisions that directly impact employee benefit plans.

To help employers demonstrate good faith compliance with benefit plan notice requirements, Personnel Concepts has introduced a Benefit Plan Compliance Poster Subscription. This exclusive subscription package includes an All-On-One HIPAA Information Poster, an All-In-One COBRA Information Poster, a CHIPRA Compliance Poster (where applicable), a Health Care Reform Information Poster, and automatic updates for a full year when regulatory changes occur. Additionally, subscribers will also receive our Benefits Law Quarterly newsletter to keep them abreast of changes in health benefit compliance requirements.

Who Needs It

All employers who offer health insurance benefits to employees must ensure compliance with notification, communication, and policy requirements under HIPAA, COBRA, and related laws.

Benefits

Automatic Poster Updates
Recent polls indicate that most Americans do not fully understand all of the major provisions contained in the 3,300-page bill, and many workers currently enrolled in employer-sponsored health benefit plans may be misinformed about how they will be personally impacted. Our exclusive poster focuses on the specific employmentrelated provisions of the bill and their respective effective dates so that employees understand how and when they will be impacted.

Prevent Fines and Lawsuits
Posting required notices and policy statements conspicuously in the workplace can be used in your defense during an audit, investigation, or lawsuit relating to violation of benefit plan compliance requirements. These posters supplement notices provided in your health plan’s SPD to ensure multi-level compliance.

Money-Back Guarantee
If you’re not completely satisfied with our Benefit Plan Compliance Poster subscription, you can return it within 30 days from the original date of purchase for a full refund, less shipping and processing charges.

Specifications

The Benefit Plan Compliance Poster Subscription includes automatic updates for all the following posters:

• A current All-On-One HIPAA Information Poster that includes notices relating to privacy, security, certification, antidiscrimination, and breach notification requirements.
• A Health Care Reform Bill Information Poster that includes summaries of 20 provisions that will impact employee health benefit plans.
• A CHIPRA Compliance Poster to ensure multi-level compliance with mandatory notice requirements. (Note: This notice only applies to employers in 38 states covered by CHIPRA. (Employers not covered by CHIPRA are eligible for a reduced package, Item #FD-BP2).
• A current All-On-One COBRA Information Poster that includes notices on eligibility, election of coverage, qualifying events, premium reductions, and state law. (Note: Employers with fewer than 20 employees in states without Mini-COBRA plans are eligible for a reduced package, item FD-BP3.)